​When property damage impacts your home or business anywhere in the State of Florida, the insurance claims process can quickly become complex, technical, and adversarial. Policy exclusions, coverage disputes, delayed carrier inspections, scope disagreements and underpaid settlements are common obstacles property owners face.
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This is why policyholders throughout Florida rely on Statewide Public Adjusting Services — a trusted team of experienced Florida public adjusters dedicated exclusively to representing homeowners and commercial property owners. We are available 24/7 to respond to new losses and provide immediate insurance claims assistance.

Statewide Public Adjusting Services is a Florida-licensed, bonded, and insured public adjusting firm serving clients across the entire State of Florida. Led by Gustavo Garayburu, Certified Public Adjuster (Florida License #W211582), our firm provides strategic claim management, comprehensive documentation and assertive negotiation to ensure insurance carriers honor their contractual obligations.
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As a professional Florida public adjuster our fiduciary responsibility is to the policyholder — not the insurance company. We conduct in-depth policy analysis, evaluate all available coverages and prepare detailed loss estimates to support maximum claim recovery.

​Our Florida public adjusters handle both residential and commercial insurance claims, including:
​

• Hurricane and windstorm damage
• Fire and smoke losses
• Water damage and plumbing leaks
• Roof leaks and storm-related roof damage
• Mold and microbial growth claims
• Flood damage (when covered under policy terms)
• Theft and vandalism
• Burst pipes and interior water intrusion

​Each claim is thoroughly inspected, documented, and valued using industry-standard estimating platforms and detailed scope analysis. From the initial inspection through final settlement negotiations, we manage the entire claims process to protect your financial interests.

Statewide Public Adjusting Services proudly provides public adjusting services in every county throughout the State of Florida, including:

​Alachua County
Baker County
Bay County
Bradford County
Brevard County
Broward County
Calhoun County
Charlotte County
Citrus County
Clay County
Collier County
Columbia County
DeSoto County
Dixie County
Duval County
Escambia County
Flagler County
Franklin County
Gadsden County
Gilchrist County
Glades County
Gulf County
Hamilton County
Hardee County
Hendry County
Hernando County
Highlands County
Hillsborough County
Holmes County
Indian River County
Jackson County
Jefferson County
Lafayette County
Lake County
Lee County
Leon County
Levy County
Liberty County
Madison County
Manatee County
Marion County
Martin County
Miami-Dade County
Monroe County
Nassau County
Okaloosa County
Okeechobee County
Orange County
Osceola County
Palm Beach County
Pasco County
Pinellas County
Polk County
Putnam County
Santa Rosa County
Sarasota County
Seminole County
St. Johns County
St. Lucie County
Sumter County
Suwannee County
Taylor County
Union County
Volusia County
Wakulla County
Walton County
Washington County
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No matter where your property is located — from South Florida to Central Florida, the Gulf Coast, the Panhandle, or North Florida — our Florida public adjusters are prepared to respond.

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Insurance carriers utilize adjusters, engineers, consultants and legal teams to control claim payouts. Hiring a licensed public adjuster in Florida ensures you have experienced representation on your side.
​
Statewide Public Adjusting Services offers:

• Free claim consultation
• No recovery, no fee representation
• Comprehensive insurance policy review
• Detailed damage assessments and documentation
• Strategic, aggressive claim negotiation
• 24/7 availability statewide

​Our results-driven approach and personalized service model have positioned us as one of the most trusted Florida public adjusters for both residential and commercial claims.

​​Your property is one of your most significant financial assets. Whether you are dealing with hurricane damage, fire loss, roof failure or water intrusion, professional insurance claim representation can dramatically impact your final settlement.

If you need a Florida public adjuster available 24/7, contact Statewide Public Adjusting Services today for a no-obligation consultation. With contingency-based representation, there are no upfront costs — only dedicated advocacy focused on maximizing your insurance claim recovery.

Gustavo Garayburu, PA (W211582)
President, Statewide Public Adjusting Services

📞 305-244-4247
📧 [email protected]
🌐 www.statewideadjusting.com

​Statewide Public Adjusting Services — Florida Public Adjusters Committed to Maximum Insurance Claim Recovery.

​When property damage impacts your home or business, the insurance claims process can quickly become complex and adversarial. Policy interpretation, claim valuation disputes, delayed inspections and underpaid settlements are common challenges. This is why property owners throughout Florida turn to Statewide Public Adjusting Services — a trusted team of experienced Florida public adjusters dedicated exclusively to representing policyholders.
​

​
​Statewide Public Adjusting Services is a Florida-licensed, bonded and insured public adjusting firm serving clients across the State of Florida. Led by Gustavo Garayburu, Certified Public Adjuster (Florida License #W211582), the firm provides strategic claim management and aggressive negotiation to ensure insurance carriers fulfill their contractual obligations.

As a professional public adjuster in Florida, our fiduciary duty is to the policyholder — not the insurance company. We advocate for maximum claim recovery based on a comprehensive analysis of your policy coverage and documented damages.

Our Florida public adjusters handle residential and commercial property insurance claims, including:
​

• Hurricane and windstorm damage
• Fire and smoke losses
• Water damage and plumbing leaks
• Roof leaks and storm-related roof damage
• Mold and microbial growth claims
• Flood damage (where coverage applies)
• Theft and vandalism
• Burst pipes and interior water intrusion

​Each claim is thoroughly inspected, documented, estimated, and negotiated using industry-standard estimating software and detailed loss analysis. From initial site inspection through final settlement, we manage the entire claims process to protect your financial interests.

​​Insurance carriers deploy experienced adjusters, engineers, and legal teams to protect their bottom line. Hiring a licensed public adjuster in Florida levels the playing field.
Statewide Public Adjusting Services offers:
​

• Free claim consultation
• No recovery, no fee representation
• Detailed insurance policy review
• Accurate damage assessment and loss documentation
• Strategic and assertive claim negotiation
• Statewide Florida coverage

​Our results-driven approach and hands-on client service have positioned us among the most trusted Florida public adjusters for both residential and commercial insurance claims.
​

​​Your property represents a significant financial investment. Whether you are facing hurricane damage, fire loss, or hidden water damage, professional claim representation can significantly influence your final insurance settlement.

If you need an experienced public adjuster in Florida, contact Statewide Public Adjusting Services today for a no-obligation consultation. With contingency-based representation, there is no upfront cost — only dedicated advocacy focused on maximizing your claim recovery.

Gustavo Garayburu, PA (W211582)
President, Statewide Public Adjusting Services
​
📞 305-244-4247
📧 [email protected]
🌐 www.statewideadjusting.com
​
Statewide Public Adjusting Services — Florida Public Adjusters Committed to Maximum Insurance Claim Recovery.
​

Roof leaks are one of the most common and most disputed property damage claims in Florida. In a climate like Miami’s—where heavy rain, tropical storms, high humidity and hurricane-force winds are routine—roof systems are constantly exposed to extreme stress. When a roof leak occurs, the damage can escalate quickly, affecting drywall, insulation, flooring, cabinetry, electrical systems and even structural components.
​
For property owners navigating a roof leak insurance claim, having professional representation is critical. Statewide Public Adjusting Services is a trusted advocate for policyholders handling roof leak damage insurance claims in Miami, Florida and throughout the state.

​In Florida, roof leaks are often associated with:

• Wind-driven rain during hurricanes and tropical storms
• Wind uplift damage to shingles or tiles
• Storm-created openings
• Flashing failures
• Aging roofing systems
• Improper prior repairs
• Flat roof membrane failures (common in South Florida)

In areas like Miami and across Florida, intense UV exposure and high humidity accelerate roof deterioration. Even minor wind damage can compromise the roofing envelope, allowing water intrusion that may go unnoticed until interior staining or mold appears.

Insurance companies frequently attempt to classify roof leaks as:

• Wear and tear
• Long-term seepage
• Maintenance-related issues
• Foot Traffic
• Construction Defect

​These classifications can lead to partial payments or full claim denials. Proper documentation and policy interpretation are essential to protect your rights.

​Roof leak claims are highly technical. Determining whether damage resulted from a covered peril (such as windstorm) versus excluded causes requires:
​

• Thorough roof inspection
• Identification of storm-related damage patterns
• Moisture mapping
• Interior damage correlation
• Detailed repair or replacement estimates

​Insurance carriers deploy field adjusters and engineering consultants trained to limit exposure. Without expert representation, policyholders may accept settlements that do not fully cover roof replacement, code upgrades or interior repairs.

​Statewide Public Adjusting Services is a Florida-licensed, bonded and insured public adjusting firm representing policyholders only—not insurance companies.
​
Led by Gustavo Garayburu, a Certified Public Adjuster (Florida License #W211582), the firm provides strategic claim management for roof leak-related losses across Miami and statewide Florida.

Our Roof Leak Claim Process
​
1. Comprehensive Roof Inspection
We conduct a detailed evaluation of the roofing system, identifying wind damage, storm-created openings, and compromised components.

2. Interior Damage Assessment
Water intrusion often extends beyond visible staining. We document all affected materials, including insulation, framing, flooring, cabinetry and potential mold conditions.

3. Policy Analysis
Florida policies contain specific endorsements, deductibles (including hurricane deductibles), and exclusions. We analyze your policy to determine applicable coverage.

4. Detailed Xactimate Estimate Preparation
We prepare a line-item estimate reflecting current Florida construction pricing and building code requirements.

​5. Claim Submission & Negotiation
We handle all communication and aggressively negotiate to maximize your settlement.

​​Roof claims in Florida involve unique legal and regulatory considerations, including:
​

• Hurricane deductibles
• Matching statutes
• Building code upgrade requirements
• Roof age restrictions
• Assignment of Benefits (AOB) issues

​A knowledgeable public adjuster ensures compliance with Florida statutes while protecting the policyholder’s financial interests.

​​Statewide Public Adjusting Services assists with:
​

• Tile roof leaks
• Shingle roof wind damage
• Flat roof (TPO, modified bitumen, BUR) failures
• Commercial roofing system claims
• Condominium roof leak disputes
• Multi-unit property water intrusion losses

​Whether the loss stems from a hurricane, tropical storm, or severe rain event, proper documentation can significantly impact the claim outcome.

• Free consultation
• No recovery, no fee
• Detailed damage documentation
• Professional policy analysis
• Aggressive claim negotiation
• Personalized service with proven results

​Roof leaks can quickly evolve from minor intrusion to major structural damage. Prompt professional intervention is essential to prevent further deterioration and protect your investment.

​Your roof is your property’s first line of defense. When it fails due to a covered peril, your insurance policy is designed to restore you to pre-loss condition. Ensuring that restoration is properly funded requires expertise, documentation and negotiation skill.

If you are dealing with a roof leak insurance claim in Miami or anywhere in Florida, contact Statewide Public Adjusting Services for a professional evaluation.

Gustavo Garayburu, PA (W211582)
President, Statewide Public Adjusting Services

📞 305-244-4247
📧 [email protected]
🌐 www.statewideadjusting.com
​
Statewide Public Adjusting Services — Roof Leak Claim Specialists in Miami, Florida.

​
​The Leading Public Adjuster in Miami Florida

When disaster impacts your home or commercial property, retaining an experienced Florida public adjuster can significantly influence the outcome of your insurance claim. Statewide Public Adjusting Services is recognized as a leading public adjusting firm in Miami, delivering strategic representation for residential and commercial property damage claims.
​

Expert Property Damage Representation

Under the leadership of Gustavo Garayburu, PA (Florida License #W211582), President of Statewide Public Adjusting Services, our firm is committed to one objective: securing the maximum settlement owed under your policy.

With extensive experience managing complex property insurance claims throughout Florida, we provide comprehensive claim oversight—from initial inspection and policy analysis to detailed estimating, carrier communication, and final negotiation.
​
Whether your loss involves hurricane damage, fire and smoke damage, water intrusion, plumbing failures, roof damage, or storm-related structural issues, our team ensures the claim is thoroughly documented and professionally presented to support full policy recovery.
​

​Why Choose Statewide Public Adjusting Services?

​✔ Florida Licensed Public Adjuster – License #W211582
✔ BBB Accredited Business – A+ Rating
✔ Residential & Commercial Claim Specialists
✔ Serving Miami-Dade County and South Florida
✔ Proven Record of Maximizing Settlements
​
Our public adjusters work exclusively for policyholders—not insurance carriers—ensuring your interests remain the priority at every stage of the claims process.
​

Growing Our Presence. Expanding Our Reach. Delivering Results.

Statewide Public Adjusting Services continues to expand its market presence through strategic advertising initiatives, including features in respected regional publications such as Home Pros Magazine. This visibility reflects our company’s continued growth and reinforces our position as a trusted authority in property damage claims representation throughout Miami and South Florida.
​
As we grow, so does our investment in community engagement, brand recognition, and professional outreach. Our expanding footprint underscores our commitment to being South Florida’s premier policyholder advocate.
​

​Comprehensive Property Damage Claim Services

We represent homeowners, business owners, and condominium associations in a full spectrum of property damage claims, including:
​

• Hurricane and windstorm losses
• Fire and smoke damage
• Water damage and plumbing leaks
• Mold-related claims
• Flood damage
• Roof and structural storm damage
• Theft and vandalism
• Burst pipes and interior water intrusion

​From initial loss inspection through final settlement, Statewide Public Adjusting Services manages the entire claims process with precision, compliance, and results-driven negotiation.

Protect Your Property. Protect Your Settlement.

Your property represents a significant financial investment. The adjuster you retain directly impacts your claim outcome.

If you have filed a claim, received an undervalued settlement, or are facing a partial denial, Statewide Public Adjusting Services provides professional, aggressive representation designed to level the playing field.

Free Consultation | No Recovery, No Fee

Gustavo Garayburu, PA (W211582)
President, Statewide Public Adjusting Services

📞 305-244-4247
📧 [email protected]
🌐 www.statewideadjusting.com

Statewide Public Adjusting Services — Miami’s Leading Public Adjuster Serving All of South Florida.

​Statewide Public Adjusting Services Featured in Home Pros Magazine

​Growing Our Presence. Expanding Our Reach. Delivering Results.

Statewide Public Adjusting Services is proud to expand its presence through advertising in Home Pros Magazine, a respected publication connecting South Florida homeowners with trusted industry professionals. This strategic exposure reflects our continued growth as a company and our commitment to positioning Statewide Adjusting® as a leading authority in property damage claims representation throughout Miami and South Florida.
​
As our firm grows, so does our investment in community visibility, brand recognition, and professional outreach. Our feature in Home Pros Magazine reinforces what our clients already know — Statewide Public Adjusting Services is a trusted advocate for policyholders navigating complex insurance claims.
​

Statewide Public Adjusting Services: The Top Choice for Property Damage Claims in South Florida

When disaster impacts your home or commercial property, the insurance claims process can quickly become technical, delayed, and adversarial. Policy interpretation, scope disputes, undervaluation, and partial denials often place property owners at a significant disadvantage.

Statewide Public Adjusting Services levels the playing field.

Experienced, Licensed Representation Statewide Public Adjusting Services is a Florida-licensed, bonded, and insured public adjusting firm that exclusively represents policyholders — never insurance carriers.

Under the leadership of Gustavo Garayburu, Certified Public Adjuster (Florida License #W211582), the firm has built a reputation for strategic claim management, detailed documentation, and assertive negotiation. Every claim is handled with precision, compliance, and a results-driven methodology.
​
Our objective is straightforward: secure the maximum settlement owed under the policy.
​

Comprehensive Property Damage Claim Services

​Statewide Public Adjusting Services represents residential and commercial policyholders in a full spectrum of property damage claims, including:
​

• Hurricane and windstorm losses
• Fire and smoke damage
• Water damage and plumbing leaks
• Mold-related claims
• Flood damage
• Roof damage and storm-related structural issues
• Theft and vandalism
• Burst pipes and interior water intrusions

​From initial loss inspection through final settlement, Statewide Adjusting® manages the entire claims process — including policy analysis, damage assessment, estimate preparation, carrier communication, and negotiation.
​

​Why Property Owners Choose Statewide Adjusting®

Insurance carriers deploy teams of adjusters, engineers, and attorneys to protect their financial interests. Policyholders deserve equally skilled representation.
​
Statewide Public Adjusting Services offers:
​

• Free, no-obligation consultation
• No recovery, no fee structure
• Detailed policy coverage review
• Comprehensive loss documentation and estimating
• Strategic and aggressive claim negotiation
• Personalized client communication

​As a growing firm delivering measurable results, Statewide Adjusting® combines boutique-level attention with high-level professional execution
​

​Protect Your Property. Protect Your Settlement.
​
Your property is one of your most significant investments. Whether you are facing hurricane damage, a fire loss, or a concealed plumbing failure, the adjuster you choose can directly impact the outcome of your claim.

Through continued growth, community engagement, and visibility in publications like Home Pros Magazine, Statewide Public Adjusting Services remains committed to being South Florida’s premier policyholder advocate.

If you are dealing with property damage, contact Statewide Public Adjusting Services today for a professional consultation.

Gustavo Garayburu, PA (W211582)
President, Statewide Public Adjusting Services
​
📞 305-244-4247
📧 [email protected]
🌐 www.statewideadjusting.com

Statewide Public Adjusting Services — Top Rated Public Adjuster in South Florida.
​

​Statewide Public Adjusting Services – Your Best Option for Fire Damage Claims in Miami and Throughout South Florida

A fire loss can be devastating. Beyond the visible structural damage, property owners often face hidden smoke contamination, soot infiltration, water damage from suppression efforts, and extensive personal property losses. The insurance claim process for fire damage is complex, technical, and heavily documented. Without experienced representation, policyholders risk delays, underpayment, or partial denial.

Statewide Public Adjusting Services is your best option for fire damage claims in Miami and throughout South Florida. We represent homeowners, business owners, and condominium associations exclusively — never insurance companies.

Why Fire Damage Claims Require Experienced Public Adjusters

Fire damage claims are among the most complicated property insurance claims due to:

• Structural damage assessments
• Smoke and soot contamination analysis
• HVAC system contamination
• Contents inventory and valuation
• Code upgrade and ordinance coverage issues
• Business interruption losses
• Additional living expenses (ALE)

Insurance carriers deploy adjusters, engineers, and consultants to protect their financial interests. Their goal is cost control. Our role is claim maximization within the scope of your policy.

At Statewide Adjusting®, we conduct comprehensive inspections, develop detailed Xactimate estimates, document all affected areas, and present a fully supported claim package designed to secure the maximum settlement you are entitled to under your policy.

Fire Damage Claims We Handle in Miami & South Florida

We manage all types of fire-related losses, including:

• Residential fire damage
• Commercial fire losses
• Electrical fires
• Kitchen fires
• Smoke and soot damage
• Partial structural fires
• Total loss fire claims
• Fire suppression water damage

Every claim is strategically prepared with detailed documentation, photographic evidence, contents valuation reports, and policy analysis to ensure full compliance and strong negotiation positioning.

Licensed, Experienced, and Results-Driven Representation

Statewide Public Adjusting Services is a Florida licensed, bonded, and insured firm led by: Gustavo Garayburu, Certified Public Adjuster Florida License #W211582

With extensive experience handling fire damage claims throughout Miami, Kendall, and South Florida, our firm understands local construction costs, municipal code requirements, and the complexities associated with smoke remediation and rebuilding.
We protect policyholders from undervalued estimates and ensure all categories of loss are properly evaluated.

Why Statewide Adjusting is Your Best Option for Fire Damage Claims

Property owners choose Statewide Adjusting® because we provide:

• Free fire damage claim consultation
• No recovery, no fee representation
• Complete claim management from inspection to settlement
• Detailed structural and contents valuation
• Aggressive negotiation with insurance carriers
• Protection of your rights under the policy

We level the playing field. When the insurance company sends its adjuster, you should have a licensed public adjuster working solely for you.

Protect Your Investment After a Fire Loss

Fire damage impacts more than just walls and roofing. It affects air quality, personal property, electrical systems, plumbing, insulation, and structural integrity. Proper documentation and valuation are critical to achieving a fair and full settlement.

If you are dealing with a fire loss in Miami or anywhere in South Florida, do not navigate the process alone.

Contact Statewide Public Adjusting Services today for professional representation.

Free Consultation | No Recovery, No Fee
Gustavo Garayburu, PA (W211582)
Statewide Public Adjusting Services

📞 305-244-4247
📧 [email protected]
🌐 www.statewideadjusting.com

Statewide Adjusting® — Miami’s Trusted Leader in Fire Damage Insurance Claims.
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