Citizens Property Insurance Public Adjuster Claims Help

Maximize Your Citizens Property Insurance Claim with Statewide Public Adjusting Services.  Call Today for a Free Consultation at 305-244-4247 or Email us at [email protected]

If you're a Florida homeowner insured by Citizens Property Insurance, you already understand that navigating the claims process can be complicated and overwhelming—especially after suffering damage from a hurricane, fire, flood, or other covered disaster. The process of filing, documenting, and negotiating a property insurance claim can be a stressful experience. This is where Statewide Public Adjusting Services steps in as your advocate.
 
As licensed public adjusters, Statewide Public Adjusting Services works for you, not the insurance company. Our job is to protect your rights, ensure your damages are properly documented, and negotiate the maximum possible settlement under your Citizens policy. With years of experience, our public adjuster Gustavo Garayburu (W211582) has helped countless Florida residents recover from loss and rebuild with confidence.
 
Why Choose Statewide Public Adjusting Services for Citizens Insurance Claims?
​
We understand the unique challenges of dealing with Citizens Property Insurance Corporation, Florida’s state-run insurer of last resort. Whether it’s delays, underpayments, or claim denials, our experts are well-equipped to handle it all. Below are five powerful reasons why we are the best choice when you’re dealing with a Citizens insurance claim:
​

​1. Experience with Citizens-Specific Procedures and Policies

Citizens Property Insurance has its own unique guidelines, timelines, and claim-handling practices that can differ significantly from private insurers. Filing a claim incorrectly or missing a key deadline can result in delays or even a denied claim.
At Statewide Public Adjusting Services, we specialize in navigating the Citizens claims process. We stay updated on the latest policy changes, statutory regulations, and procedural nuances so you don't have to. From the initial filing to final payout, we ensure every detail is in line with Citizens’ expectations and Florida state law.
Bottom Line: We speak the same language as Citizens—and we know how to hold them accountable.

2. Comprehensive and Accurate Damage Documentation

One of the biggest reasons claims are underpaid is due to inadequate documentation of the damages. Homeowners often don’t know the full scope of their loss or how to quantify it.
​
Statewide Public Adjusting Services conducts a detailed inspection using industry-grade tools, drone imagery, thermal imaging, and moisture mapping. We assess all visible and hidden damages to ensure nothing is overlooked—from roofing and structural damage to interior water damage, mold, and loss of use.

We also create a professional line-item estimate using Xactimate—the same software used by insurers—to present an irrefutable claim.
Bottom Line: We make sure Citizens sees the full picture of your loss—not just what they want to see.

3. Aggressive Claim Negotiation on Your Behalf

Once a claim is filed, Citizens will assign one or more adjusters who may not be incentivized to pay out the full value of your loss. These adjusters work for the insurance company, not for you.

This is where Statewide Public Adjusting Services makes the difference. We negotiate directly with Citizens' adjusters, appraisers, and claim examiners to secure a fair and accurate payout. Our knowledge of Citizens’ practices allows us to challenge lowball offers, dispute unjust denials, and push back on arbitrary depreciation values.
We never accept less than what you’re owed—and neither should you.
Bottom Line: We fight to maximize your payout while you focus on recovering.

4. Proven Track Record of Higher Settlements

Studies consistently show that policyholders who hire a public adjuster receive significantly larger settlements than those who go it alone. With Citizens claims, this difference can be even more dramatic due to their strict internal controls.
​
Our team has successfully handled hundreds of Citizens claims throughout Florida. From hurricane-related roof damage in Miami to burst pipes in Fort Lauderdale and tornado in Port St Lucie, we’ve helped homeowners recover millions of dollars in underpaid or denied claims.

Even if your claim has already been paid or partially denied, we can reopen it and pursue additional compensation.
Bottom Line: More money. Less stress. That’s what you get with Statewide on your side.

5. Free Consultation, No Upfront Costs, and No Recovery = No Fee
​
We believe that every homeowner deserves a fighting chance—without having to worry about legal fees or hourly rates. That’s why Statewide Public Adjusting Services offers free consultations and works on a contingency fee basis. If we don’t recover money for you, you don’t pay us a dime.

Our goal is to bring peace of mind during a difficult time. We’re available 24/7 and ready to get to work immediately after your loss. And because we’re local to Florida, we understand the types of property damage most common to our state and how best to document them.
Bottom Line: You have nothing to lose—and potentially thousands to gain.
​

Types of Citizens Claims We Handle
Our team is equipped to handle all types of property claims under Citizens Insurance, including:

• Hurricane and windstorm damage
• Water damage and burst pipes
• Fire and smoke damage
• Mold and mildew remediation
• Roof leaks
• Vandalism or theft
• Flood-related losses (in conjunction with NFIP)

Whether you are filing a new claim, disputing a low offer, or need help with a denied claim, we’re ready to help.
​

Don't Settle for Less – Call Statewide Today!
If your home has been damaged and you're insured with Citizens Property Insurance, don’t go through the claims process alone.

​Let the experienced professionals at Statewide Public Adjusting Services advocate for your rights, maximize your claim, and make sure you receive every dollar you’re entitled to.

📞 Call us now for a FREE consultation at 305-244-4247📧 Or email us at [email protected]

​