Public Adjuster Coral Gables​

Purchasing and having insurance helps provide financial protection if something catastrophic or unexpected happens to your home, business, or property. When an unfortunate event occurs, like water damage from a drain backup or storm damage to the roof, you have to contact your insurance company. Having insurance can be a lifesaver in these situations. However, filing a claim is a challenging process. Also, insurance companies may try to convince you to accept a “lowball” offer for the damage that has occurred.
This is where a claim adjuster comes in to help you handle the process. While insurance companies have adjusters who can do this, these individuals focus on protecting the company’s bottom line. This means they are not looking out for what is best for you. On the other hand, you have a public adjuster. Public adjusters are highly knowledgeable experts who understand the insurance claims process and who can help you and protect your interests. 

​Insurance Company Adjuster vs. Public Adjuster 

An insurance adjuster (as mentioned above) works for the insurance company. They work on the company’s behalf to gather information about the claim and create a proposal for repairs and the cost. The public adjuster is a person who is hired and paid by the person filing a claim.
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Both parties will do the same task of assessing and evaluating the damage that occurred. Both will create proposals that include the repairs needed and costs. The differentiating factors include whom the adjuster is employed by. 

Benefits of Working with a Public Adjuster

Many home and property owners are not aware that public adjusters exist. They believe the work done by the insurance company’s adjuster has their needs and interests in mind. However, this is not the case.

Public adjusters are hired by the property owner and paid for by the property owner. However, most public adjusters receive a percentage of the insurance claim received. Homeowners often hire public adjusters when dealing with a large claim or are concerned that everything will not be covered without assistance.

If you plan to hire a public adjuster, you should do so immediately. It is a good idea to let them take over and work with the adjuster from the insurance company as soon as you file a claim.
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There are more than a few reasons to consider hiring a public adjuster, including the following:
  • Knowledge of the professional standards
  • Eliminate the possibility of not having everything covered by the claim
  • Increased payout

​Hiring a Public Adjuster Makes Sense 

If you experience damage at your home, business, or property in Coral Gables, we are here to help. Our team of professional and experienced Coral Gables public adjusters can help you get the settlement you are entitled to.

Contact our office today to schedule an appointment or discuss your needs. We will look out for your interests and help ensure your payout from the insurance company is fair. We understand how stressful it can be to deal with the insurance company and can take over negotiations on your behalf.

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